Tag: house purchase
Mortgage news: cheaper mortgages available, and FCA considering simplifying mortgage rules
As interest rates continue to fall, all major lenders have fixed-rate deals available with interest rates of less than 4%. In other mortgage news, the Financial Conduct Authority has launched a public discussion on the future of the mortgage market. Reductions in interest rates charged by mortgage lenders are taking into account predicted future cuts...
How long does conveyancing take?
A step-by-step timeline for buyers and sellers If you’re buying or selling a home in England or Wales, one of the first questions you’re likely to ask is: how long does conveyancing take? While the legal process behind transferring property ownership can seem complex, having a clear understanding of the timeline can help you prepare,...
Major lenders withdraw mortgage offers over fire safety certificate concerns
A number of major mortgage lenders have taken the decision to withdraw mortgage offers where fire safety certificates were issued by Tri Fire, a business owned by fire safety engineer Adam Kiziak. Mr Kiziak has been under investigation by the Institution of Fire Engineers (IFE) and was suspended by them in August 2024 as a...
What to look out for when buying a coastal home
For many people, buying a coastal home and living by the sea would be a dream come true. But it pays to be aware of the implications of coast living and understand one or two potential drawbacks. We look at some of the points to take into consideration before taking the plunge. A seaside home...
Guide to buying a property as tenants in common
If you are buying a property jointly with someone else, you can either own it as joint tenants or as tenants in common. We look at why buying a property as tenants in common might be the right option and what you need to take into account when making your decision. When you buy a...
What can delay exchange of contracts?
When considering ‘how long does buying a house take’, it’s important to understand that several factors can cause delays, particularly during the exchange of contracts. We take a look at some of the most common causes of delays. In short In order to exchange contracts, all of the parties in the chain need to be...
Our top 7 home safety tips for home movers
Safety and security are often overlooked when moving home. You already have a long list of tasks and taking the steps that will keep your home and belongings protected is often forgotten. We look at some of the actions you can take to keep everything as safe as possible. 1. Check your new home has...
Buying a property with a septic tank or cesspit
If you are thinking of buying a property that is not connected to the main sewerage system, it is likely to have either a septic tank or a cesspit. We take a look at what you need to be aware of if you are considering purchasing a home that has no mains drainage. In short...
7 points to take into consideration if you want to move to the coast
Coastal living is a dream for many property buyers. We take a look at what you need to take into consideration before making a move to live by the sea. Whether you choose to live in a popular tourist destination or quiet coastal region, there are several points to look at when buying a coastal...
