Tag: house purchase

Major lenders withdraw mortgage offers over fire safety certificate concerns
A number of major mortgage lenders have taken the decision to withdraw mortgage offers where fire safety certificates were issued by Tri Fire, a business owned by fire safety engineer Adam Kiziak. Mr Kiziak has been under investigation by the Institution of Fire Engineers (IFE) and was suspended by them in August 2024 as a...

What to look out for when buying a coastal home
For many people, buying a coastal home and living by the sea would be a dream come true. But it pays to be aware of the implications of coast living and understand one or two potential drawbacks. We look at some of the points to take into consideration before taking the plunge. A seaside home...

Can you exchange and complete on the same day?
If you are moving house, you may be wondering if it is possible to exchange contracts on the same day that you complete your sale or purchase. When you buy or sell a property, it is normal to exchange contracts a week or more in advance. This gives your solicitor time to carry out the...

Guide to buying a property as tenants in common
If you are buying a property jointly with someone else, you can either own it as joint tenants or as tenants in common. We look at why buying a property as tenants in common might be the right option and what you need to take into account when making your decision. When you buy a...

What can delay exchange of contracts?
When considering ‘how long does buying a house take’, it’s important to understand that several factors can cause delays, particularly during the exchange of contracts. We take a look at some of the most common causes of delays. When you buy or sell property, the contract only becomes legally binding once it has been exchanged...

Our top 7 home safety tips for home movers
Safety and security are often overlooked when moving home. You already have a long list of tasks and taking the steps that will keep your home and belongings protected is often forgotten. We look at some of the actions you can take to keep everything as safe as possible. 1. Check your new home has...

Buying a property with a septic tank or cesspit
If you are thinking of buying a property that is not connected to the main sewerage system, it is likely to have either a septic tank or a cesspit. We take a look at what you need to be aware of if you are considering purchasing a home that has no mains drainage. Properties without...

7 points to take into consideration if you want to move to the coast
Coastal living is a dream for many property buyers. We take a look at what you need to take into consideration before making a move to live by the sea. Whether you choose to live in a popular tourist destination or quiet coastal region, there are several points to look at when buying a coastal...

Reasons why you may have red flags in your AML checks as a homebuyer
When you buy a property, your solicitor is required by law to carry out an anti-money laundering or AML check. They may ask a third party to do this on their behalf and report back to them. AML checks are intended to try and reduce money laundering that can come from illegal trade and could...