Tag: first time buyer
Government Help Schemes for First-Time Buyers (England) – March 2026 update
Buying your first home is exciting, but it can also be daunting. The good news is there are several government schemes for first-time buyers in England designed to help you get on the property ladder. Some are still available, while others have now closed. This article focuses primarily on schemes available in England. While some...
Home ownership rates falling among younger people
Research has found that the number of people below the age of 45 who own their own home has fallen by more than a tenth over the past decade. The English Housing Survey is a continuous national survey commissioned by the Ministry of Housing, Communities and Local Government. Comparing the figures for 2019/20 with those...
Mortgage approvals are up and low deposit mortgages are back
Mortgage approvals hit a 13-year high in the last months of 2020, while the return of low deposit mortgages means that first-time buyers will have a better chance of stepping onto the property ladder. Despite economic turmoil, the house market has been buoyant as buyers look to take advantage of the Stamp Duty holiday, set...